Archive for the ‘Uncategorized’ Category

One of the Top Reasons to Own a Home

Posted on: September 19th, 2019 by , No Comments

One of the benefits of homeownership is that it is a “forced savings plan.” Here’s how it works: You make a mortgage payment each month. Part of that payment is applied to the principal balance of your mortgage. Each month you owe less on the home. The difference between the value of the home and what you owe is called equity. If your home has appreciated since the time you purchased it, that

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What Buyers Need to Know About HOAs

Posted on: September 19th, 2019 by , No Comments

When searching for a home, you may end up selecting a property in a community with a Homeowners Association (HOA). Before you buy, it’s important to know how an HOA works and what they mean for you. According to a recent article on realtor.com, “In a nutshell, an HOA helps ensure that your community looks its best and functions smoothly…The number of Americans living in homes with HOAs is on the

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Things to Avoid After Applying for a Mortgage

Posted on: September 17th, 2019 by , No Comments

Congratulations! You’ve found a home to buy and have applied for a mortgage! You’re undoubtedly excited about the opportunity to decorate your new home, but before you make any large purchases, move your money around, or make any big-time life changes, consult your loan officer – someone who will be able to tell you how your decisions will impact your home loan. Below is a list of Things You Shouldn’t Do

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Home Sales Expected to Continue Increasing In 2020

Posted on: September 9th, 2019 by , No Comments

Freddie Mac, Fannie Mae, and the Mortgage Bankers Association all believe homes sales will increase steadily over the next year.

Why All the Chicken Littles Should Calm Down

Posted on: September 6th, 2019 by , No Comments

The U.S. Census Bureau recently released their 2019 Q2 Homeownership Report. Some began to see the sky falling, believing the report showed Americans may be stepping back from their belief in homeownership. The national homeownership rate (Americans who owned vs. rented their primary residence) increased significantly during the housing boom, reaching its peak of 69.2% in 2004. The Census Bureau reported that the second quarter of 2019 ended with a homeownership rate

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Home Buyers Don’t Fall into the Renting Trap

Posted on: August 30th, 2019 by , No Comments

Housing Supply Not Keeping Up with Population Increase

Posted on: August 20th, 2019 by , No Comments

Many buyers are wondering where to find houses for sale in today’s market. It’s a true dilemma. We see an increase in buyer demand, but the supply available for purchase isn’t keeping up. The number of new housing permits issued prior to the great recession increased for 15 years until 2005 (from 1.12 million in 1990 to a pre-recession peak of 2.16 million in 2005). According to Apartment List, “From 1990

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PHP Houses is Buying Houses Directly from Sellers in Central Florida

Posted on: July 29th, 2019 by , No Comments

Homeowners constantly battle obstacles to sell their homes in Central Florida. Local cash home buyer now makes it easy, fast and stress free to sell a home. SANFORD, FLORIDA, UNITED STATES, July 28, 2019 — Property owners have to deal with countless obstacles while attempting to offer their properties for sale. Discovering a reliable real estate broker can certainly be a challenge for most people. Local multiple listing services (MLS)

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Signs that It’s Time to Consider Selling Your House

Posted on: July 27th, 2019 by , No Comments

Are you thinking about selling your home? Roughly 5.34 million existing homes were sold in 2018 in the United States. And, in addition to those existing homes, 667 thousand newly constructed homes were also sold that year. While selling your home may prove to be stressful, there are certain indicators that it may be a good idea to sell and move on. If you’re considering the idea of selling your home but aren’t sure

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Why Real Estate Is Still One Of The Best Ways To Make Money

Posted on: July 25th, 2019 by , No Comments

Want to add more money to your income streams but not looking to play the stock market? Then it might be time to consider real estate.  Real estate is the perfect opportunity to accumulate wealth. In fact, real estate is possibly the best way to make money in your local market. Here’s how and why. Real Estate means options for income and profit One of the first things to decide

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